Hesab Pay is Afghanistan's first E-payments solution that lets you transfer funds within seconds using your smartphone. Hesab Pay's advanced features for businesses and individuals also include e-taxation, payroll, bill payment, top-up recharge and more. Hesab Pay works together with Afghanistan Payments Systems (APS), Azizi Bank, M-Paisa (Roshan), and all other banks and mobile network operators to handle your daily transactions. You no longer have to go to the bank and wait in long queues to make a balance inquiry or send money. Hesab Pay lets you do this within seconds from wherever you wish to. Hesab.af is available in three languages English, Pashto, and Dari. Note. You will need an M-Paisa account in order to make fund transfers.